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What should you do if you missed healthcare open enrollment? This is a question that many people are asking right now. The good news is that there is still time to get coverage for 2022! In this blog post, we will discuss the options available to you if you missed open enrollment. We will also provide information on how to get help from the Trusted Referral Network. Let’s get started!
Options If You Missed 2022 Open Enrollment
Speak Directly With an Agent For those of you who were not able to sign up for healthcare coverage during the annual open enrollment period, it is never too late. The Trusted Referral Network has direct phone lines available so that agents can answer all your questions and help get your situation sorted out as quickly and painless as possible!
Direct Call Number: (888) 676-3225
Medicaid
Medicaid provides health coverage to low-income adults and does not have open enrollment periods, you may apply at any time. Check www.medicaid.gov for your state’s Department of Health website. Special Enrollment
If you missed the deadline for open enrollment, qualifying for special enrollment is probably your best bet for getting coverage. To read more about special enrollment and see if you qualify check out our blog all about special enrollment. Short-Term Health Insurance
If you are not eligible for any of the other options, you can consider purchasing a short-term health insurance policy from a private insurance company. They generally do not cover pre-existing conditions, are not guaranteed coverage, and are subject to state and insurance company limits about renewals.
Alternative Health Coverage Options
For a different option of healthcare coverage, Health Karma is a very popular option nowadays. Health Karma offers a way for those without health insurance or with limited plans to get the care they need. Their mission is simple: To make sure no one goes without essential medical treatment because of their finances
As mentioned before, HealthKarma provides access not only to physical therapy but also mental wellness sessions which focus on stress management techniques and mindfulness training- all at low cost!